Pembiayaan BPRS Barkah Gemadana Rp16 M

BPR Banjarmasin

Indrajaya Said.

Penerapan sistem ekonomi syariah di Kalimantan Selatan belum genap berusia 20 tahun. Lembaga keuangan perbankan yang pertama kali memeloporinya adalah PT Bank Pembiayaan Rakyat Syariah Barkah Gemadana.

Beberapa nama yang berperan di balik gagasan lahirnya BPRS Barkah Gemadana antara lain Ketua MUI KH Hasan Basri, Gubernur Kalsel HM Said, pengusaha lokal H Majedi Filmansyah, Asmaji Darmawi, Kartini Fahmi Idris, cendikiawan Unlam dan pegiat/aktivis BKPRMI.

“BPRS Barkah Gemadana berdiri tahun 1993. Jumlah pemegang sahamnya 240 orang. Nilai sahamnya Rp10 ribu per lembar,” kata Direktur Utama BPRS Barkah Gemadana Indrajaya Said, Senin (1/10/2012). 

Ia mengungkapkan, Barkah Gemadana merupakan lembaga keuangan perbankan pertama yang menerapkan sistem ekonomi syariah di Kalsel. Kiprahnya bahkan mendahului Bank Umum Syariah, Bank Pembiayaan Rakyat Syariah, maupun Unit Usaha Syariah lembaga keuangan lainnya.

“Pertumbuhan kita dari tahun ke tahun terus meningkat. Total pembiayaan Barkah Gemadana Rp16 miliar. Nasabahnya pedagang dan ritel,” kata Indrajaya yang juga Pelaksana Harian Ketua Masyarakat Ekonomi Syariah (MES) Kalsel.

BPRS Barkah Gemadana  berkantor pusat di Jalan Ahmad Yani Km 6,7 Kertak Hanyar, Kabupaten Banjar. Kini memiliki dua unit kantor pelayanan kas yakni di Jalan Melati Komp Pasar Mahabbah Martapura dan Jalan Irigasi Gambut.

Salah satu produk pembiayaan syariah yang menunjukkan keberpihakan kepada kaum kecil adalah Aqadul Hasan (pembiayaan kebajikan). “Tanpa jaminan dan tanpa bagi hasil,” katanya.

Indrajaya menyatakan penerapan peminjaman ala Bank Greemen di Bangladesh oleh peraih nobel Yunus sebenarnya bisa pula dilakukan. “Masalahnya di teknis pembinaannya,” ujar Indrajaya yang pernah memberikan pinjaman sangat lunak kepada ibu-ibu pedagang kue di Gambut. Aly

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Sodo Muncul Tolak Linu Herbal

Amplang Khas Banjarmasin

Kokyaku Japanese Food

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Gado-Gado Ayomo Banjarmasin

Travel Haji Banjarmasin

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